Thanks for posting this; I pulled out my vehicle order form on reading this and noted I'd been charged £349 for the gap insurance. A quote from the website comes in at half this price for return to invoice cover.

I'll try my luck at rejecting their price this week as I've yet to sign the credit agreement.

 

When I first placed my order for my civic they told me about the GAP insurance which I agreed to having, they told me it was £399 payable over 12 months interest free. I picked the car up 12 weeks later and the GAP insurance wasnt mentioned and I didnt have no written proof of me buying it so I checked on the internet. It quoted me £164, so I went with that, got a phone call from Honda about 2 weeks later asking for the cash for it. I told them I had already bought it from somewhere else and they didn't sound happy. but if I had an accident in those 2 weeks I wouldn't of been able to claim....that soon shut him up

 

Thanks for posting this; I pulled out my vehicle order form on reading this and noted I'd been charged £349 for the gap insurance. A quote from the website comes in at half this price for return to invoice cover.

I'll try my luck at rejecting their price this week as I've yet to sign the credit agreement.

Well, I didn't get them to reduce the price of their gap insurance quote, but pressing them on the significantly cheaper price I was quoted at Click4-gap did get me a free service thrown in.



I owe you one allan40alt.

 

Glad to have been of, er, service.

 

Mine was £199. no haggling.

 

Dealer has agreed to do mine for £175 when I pick up the car.

 

Great tip thanks - told my dealer I'd think about it but I've got a bit of bargaining power now thanks! It's a captive market here in Northern Ireland though so discounts are hard to get. The first dealer I went to made me a great "offer" of full list price for the Civic and all extras, and could only give me bottom book price less 800 quid for my part-ex.... oh and finance at 14.9% APR. Oh, they're losing their Honda franchise soon too I discovered a week later :roll:

 

Could you not get better APR with a car loan from a bank? But I guess then the dealers price would be worse. They make back any loss from discounts/part-ex on the interest.

 

I just went to a better Honda dealer who matched the best bank APR and also gave me a good part-ex price and a bit of discount on the list price as well. Just wish I had my car now to drive! October seems a long way away....

 

Hey mate, did you go to Agnews on Boucher?

Im about to buy a Civic and would welcome your opinions/advice!

 

My dealer would not match the £230 quote I got, they said it was £400 and out of that they only make £80.

Collect mine next week so will buy it on line.

Re Dave

 

Gee, my heart bleeds for them, perhaps we should offer them more than 20% profit for filling in a form

 

We now have a site sponsor - GAP insurance specialists click4gap.

They have a full wide range of GAP products, so there's bound to be something there that interests you.

 

That is good that you have a sponser, I just had a look at their site, its too late for me to buy a policy as the car has to be less than 3 months old

 

I spoke to the director about this earlier, and they are putting together a policy which will protect your car, even beyond the 90 day policy limit.

 

Oh wow thats good, I look forward to reading about that at a later date

 

http://www.click4gap.co.uk/cgi-bin/t.cgi?a=428035

If you use that link, it will help this site out a lot!

Full advertising and product information will be coming soon.

 

Used them yesterday, very helpfull and efficiant

 

Glad there has been such a positive response to this post; one thing to add though; when I added my new leather seats the Honda gap insurers would not allow me to increase the value by adding these as an 'after supply'.

Remember it is the original Invoice price only.

nb: I also checked this with 'click4gap' and they said it is doubtful whether any gap insurer would include 'after-fits'.

 

Call them - mention civinfo, and see if they can assist you with after fit stuff.

 

Yes, I did just that. I explained as well that it was a permanent fitment in the car as it was non-removable. Unlike other add-on's that could be removed and replaced with the original supplied item.

 

Got mine covered

Got my GAP insurance from the dealer, for 3 years new car replacement, no ££ limit for £199.00.
Snapped her hand off!

 

Got my GAP insurance from the dealer, for 3 years new car replacement, no ££ limit for £199.00.
Snapped her hand off!

Click4Gap probably cheaper!

 

Nope, £232 and max claim of £5000, I checked !
Might be daft but not silly !!!

 

when i bought my civ, i got 5 years for £199, i thought that was cheap, my brother had to pay i think its was £300 for three years from citroen

 

I've just been quoted £126 for 2 years Gap Ins for £10,000. Plus I've been offered £10 off so £116. Bargain!!

Click 4 Gap are by far the cheapest!

 

I want to buy Gap Insurance.

Im a bit confused as to what to buy, does covering my car for £16,000 with a payout limit of £12,500 for three years sound right?

 

That sounds a bit OTT to me.

You're saying that at some point over the three years, that if you wrote off your car, the difference between what the insurer paid you for car, and what it would cost to replace the car would be 12.5K??

How much was that policy, and on what terms?